Keept is an iPhone app for tracking the money you didn't spend. Every time you resist a purchase, you log it in two taps and the amount is added to your running savings total. You can attach that total to goals, and optionally record gold or silver you bought with the money instead.

Yes. Keept is free to download and the core tracking, goals and statistics work without paying. Keept Premium unlocks unlimited active goals, iCloud sync, the investment value chart and more, as a monthly or yearly subscription or a one-time lifetime purchase.

Does Keept collect my data?

No. Keept has no user accounts and uses no third-party analytics or advertising SDKs. Your entries and goals are stored on your device, and in your own iCloud account if you turn on sync. The only network features are optional: live metal prices, and the "what can I do with it?" suggestions, which send only the amount, city and category you choose — never your history or identity.

How does Keept calculate my savings?

Keept only counts what you log yourself. Nothing is added automatically. Each entry is your own estimate of a purchase you chose not to make, so the total reflects deliberate decisions rather than guessed transactions.

Can Keept track gold and silver?

Yes. When you skip a purchase you can mark that you bought gold or silver with the money instead. Keept records the gram amount, fetches the live price on each launch, and shows the current value and gain. Premium adds a value-over-time chart.

What platforms does Keept run on?

Keept is an iOS app for iPhone, running on iOS 16 or later. There is a Home Screen widget. There is no Android or web version.

iPhone app · Available on the App Store

Save the money you didn't spend.

Keept is a savings app built around one habit: every time you resist a purchase, you log it in two taps and watch the money you kept add up into real goals.

Download on the App Store

What Keept does

Most budgeting apps track what you spent. Keept tracks what you didn't. You decide not to buy something — the takeout coffee, the impulse cart, the upgrade you don't need — and you record it. Keept keeps a running total of those decisions, lets you point it at goals you actually want, and can show you what that money could turn into. It's a motivation tool, not a bank: every number comes from an entry you made on purpose.

How it works

Three steps, no setup

Skip a purchase. Decide not to buy something you'd normally get.
Log it in two taps. Pick a category, accept the suggested amount or type your own.
Watch it grow. The amount joins your total and counts toward whichever goal is active.

The math behind it

Suggested amounts

Each category carries a default estimate so you don't have to think — for example a skipped takeout coffee is pre-filled at a few dollars, a food-delivery order higher. You can always override it. The goal is a two-tap entry, not an exact figure.

Time to reach a goal

Keept divides what's left on a goal by your recent daily saving rate to estimate the days remaining. Save more often and the estimate moves closer; pause and it moves out. It's a projection from your own history, not a promise.

Investment value

For a gold or silver entry, current value = grams × today's live price per gram, converted to your currency. Gain is that value minus what you logged as spent. Prices refresh each time you open the app.

Streaks

A week counts toward your streak if you logged at least one saving in it. Keept allows a one-week grace gap before a streak resets, so a single quiet week doesn't wipe out months of progress.

Every figure on your screens is derived from entries you made yourself. Keept adds nothing automatically and pulls in no spending data from anywhere else.

Features

Everything in Keept

✌️

Two-tap logging

Resisted a purchase? Choose a category, use the suggested amount or enter your own — done in seconds. Nothing is ever logged automatically, so the total stays honest.

🎯

Savings goals

Tie what you save to a real goal — a trip, a phone, a rainy-day fund. Keept shows progress and estimates how many days until you reach it at your current pace.

🥇

Gold & silver investments

Bought precious metal with the money instead? Mark it. Keept records the grams, pulls the live price, and shows current value and gain. Premium adds a value-over-time chart.

🔁

Recurring skips

Define the things you regularly don't buy once, set a reminder time, and log each one with a single tap when the notification arrives. Still your choice — never automatic.

🎉

Streaks & milestones

Keept celebrates the first save of the week, multi-week streaks, savings thresholds and personal records with a quick flash, a toast, or full-screen confetti.

💡

What can I do with it?

Once you've built up a balance, Keept can suggest real, current, local things that amount could cover — a dinner, an event, a product — with source links. Framed as the reward for restraint, not a nudge to spend.

📈

Statistics

Trend charts, daily and monthly averages, a category breakdown of where your willpower pays off most, and a weekly summary every Sunday.

📱

Home Screen widget

A small or medium widget keeps your total savings and active goal on your Home Screen.

🔒

Private by design

No account. No sign-up. No third-party analytics or ad SDKs. Your data lives on your device and, if you enable sync, in your own iCloud account — never on our servers.

Pricing

Free to start, Premium if you want more

Free

Unlimited savings entries
Up to 3 active goals
Investment tracking & current value
Statistics and weekly summary
Recurring-skip reminders
1 suggestion request per month (3 ideas)

Premium

Everything in Free
Unlimited active goals
iCloud sync across your devices
Investment value-over-time chart
1 suggestion request per week (5 ideas)
Extra badges and celebration layers

Monthly or yearly subscription, or a one-time lifetime purchase. Prices are shown in the app and vary by region. New subscribers get a 3-day free trial on monthly.

Comparison

Keept vs. a budgeting app, a bank app, or a spreadsheet

Keept isn't trying to replace your budgeting tool. It covers a gap none of them do: recording the purchases you decided not to make and turning that restraint into a number you can use.

	Keept	Budgeting app (YNAB, Copilot…)	Bank / card app	Notes or spreadsheet
What it records	Purchases you chose not to make	Money you spent, by category	Transactions that cleared	Whatever you type
Connects to your bank	No — nothing to link	Yes, usually required	It is your bank	No
Entries are automatic	Never — every entry is a deliberate tap	Often auto-imported	Automatic	Manual
Goal + time-to-reach projection	Yes, built in	Some	Rare	Only if you build it
Gold / silver investment tracking	Yes, with live prices	No	No	Manual
Where your data lives	Your device + your iCloud	The provider's servers	The bank's servers	Wherever the file is
Main purpose	Motivation — see restraint add up	Control spending against a plan	Record-keeping	Whatever you make it

Questions

Common questions

Is Keept free?

Yes — it's free to download and the core tracking, goals and statistics work without paying. Premium is optional.

Does Keept see my data?

No. There are no accounts and no analytics SDKs. Entries stay on your device, or in your own iCloud with sync on. Optional network features send only what you choose in that moment.

How is this different from a budgeting app?

Budgeting apps record money leaving your account. Keept records the purchases you decided not to make, so the total is a measure of restraint you can put toward something.

Is there an Android or web version?

No. Keept is iPhone-only, iOS 16 or later.

See the full FAQ →

Guides

Saving-habit guides

Practical walk-throughs for the challenges Keept is built to support.